wealth redefined.TM
Insights

The dividend you can hang on a wall: Art, passion and the illusion of easy returns
The art we have collected over the years have enriched our lives immeasurably. Not all of them, however, have proved to be good investments. That tension lies at the heart

The great living annuity balancing act: Income today versus security tomorrow
So, you’re fortunate enough to be one of the small percentage of South Africans to end your career with a decent retirement nest egg. Your worries are over, right? You can spend

Diversification remains key when you can’t see what’s around the corner
As we settle into the second half of 2026, global market returns continue to be driven by themes pulling markets in different directions. There has been an almost unprecedented combination

Why gap cover has become a non-negotiable conversation for advisers
Medical aid is essential for accessing private healthcare in South Africa, but it does not always cover the full cost of treatment. Shortfalls related to specialist fees, co-payments, and sub-limits,

South Africans drowning in debt as cost-of-living crisis deepens
More than half now spend over 40% of their take-home pay servicing debt. South Africans are using an increasingly larger share of their take-home pay to service debt, and a

From forecasts to probabilities: Why being ‘right’ matters less than being prepared
Investors have long accepted that markets are uncertain. What is becoming increasingly clear, however, is that uncertainty itself is changing – and with it, the way portfolios need to be