wealth redefined.TM
Articles

SA’s fuel price forecast for June
South African petrol prices are set to rise in June, with diesel expected to become significantly cheaper, according to the latest Central Energy Fund (CEF) data. The daily snapshot shows

Building resilient short-term insurance portfolios
South African households are navigating one of the most challenging short-term insurance environments in decades. Climate volatility, rising claims costs, inflationary pressure and tightening household budgets have converged to create

Really bad news for medical aid members in South Africa
Young South Africans are increasingly dropping out of medical aid schemes, putting serious financial pressure on the remaining members and threatening the long-term sustainability of private healthcare in the country.

Building long-term wealth with tax-free investments
Tax-free investments are most effective when viewed not as short-term savings vehicles, but as intentional, long-term components of a well-structured financial plan. Their true strength lies in time, consistency and

94% of South Africans don’t have enough for retirement
While retirement seems far away, South Africa’s largest asset manager, Ninety One, has warned that a minuscule number of South Africans are prepared for retirement. Widely cited research from the National

In defence of doing nothing: The case for cash
When markets are rising, cash feels like a mistake. When they fall, it feels like foresight. The question is whether you have the discipline to hold it before you need

Clients shouldn’t have to fear outliving their money
For centuries, humans have grappled with mortality and the fears it brings. We have spent just as long seeking ways to mitigate this risk and prolong life. This quest has

How geopolitical shocks test the art of investing
When global tensions flare, markets don’t ease into uncertainty, they lurch. February was a stark reminder of how quickly calm can fracture, and how fragile sentiment truly is. In moments

What to do after a car accident in South Africa
Discovery Insure has provided a breakdown of what South Africans should do after a car accident to help avoid insurance claim delays. Discovery Insure acknowledged that being in a car

Financial planning for beneficiaries and heirs
In South Africa, more than half of beneficiaries are reported to go broke a few months after claiming their inheritances or benefits left by their parents, or from their disability

Ramaphosa responds to Elon Musk’s issue with South Africa
President Cyril Ramaphosa said billionaire Elon Musk could use equity-equivalence programmes to meet South Africa’s racial-equity rules and roll out his Starlink internet service locally. The President pointed to US

Gold isn’t always a crisis hedge
Gold is often treated as the ultimate crisis hedge. Yet in practice it does not always behave that way. Earlier in my career I traded gold at the South African