I’ve spent 37 years in investment management, and if there’s one stretch that tested me more than most, it was the near-zero interest-rate period (roughly 2009 to 2015, and again

September brings two important reminders: Wills Month and Childhood Cancer Awareness Month. At Wealth Associates Fiduciary Service, we believe they share a powerful message: Protect what matters most. A Will

Long-term wealth creation and retirement planning are fundamental components of any financial plan. However, leading discussions with women solely on future wealth accumulation can overlook critical financial risks they may

Heritage is more than what we inherit. It is what we preserve, what we build, and ultimately what we pass on. Heritage Month is a great opportunity to get your

The South African Reserve Bank’s Monetary Policy Committee unanimously voted to increase the repo rate by 25 basis points to 7.25%, taking the prime lending rate to 10.75%. Reserve Bank

The latest court ruling in favour of the South African Revenue Service (SARS) has demonstrated the taxman’s extensive powers in finding and recovering money owed to it. This includes withdrawing

South African women carry an ever-growing share of the country’s financial responsibilities, yet many remain dangerously underinsured and unsure where to begin investing. The cost of inaction falls on women

As wealth passes between generations, the biggest challenge is often not transferring assets, but preparing heirs to take responsibility for them. A massive transfer of wealth is underway  and most

For years, the global investment landscape has been defined by a relentless shift towards passive strategies. By the end of 2023, a historic milestone was reached when US passive mutual

Medical aid remains essential for accessing private healthcare in South Africa, but it is no longer safe to assume it will cover the full cost of treatment. In 2026, industry

Capital Legacy launches the country’s first national benchmark tracking how prepared, protected and supported South African families really are once a loved one dies. Most South Africans plan for a

Since the mid-1990s I have invested through more “once-in-a-generation” themes than I care to count. The euro conversion. The internet boom and its unravelling. China’s rise and the commodity supercycle