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Insights

Gen Z’s growing presence in the stock market reshapes investment trends
In past decades, the stock market was mainly the playground for people in their late adulthood. It was largely limited to affluent, high net worth individuals due to barriers imposed

The hidden business insurance risks of early-year cash-flow pressure
The first quarter of the year is often one of the most financially challenging periods for South African businesses. After absorbing year-end expenses, navigating delayed customer payments and contending with

2026 medical aid contribution increases: DHMS vs the rest
Increases across more than 80 plans compared … Discovery Health Medical Scheme (DHMS) contributions will increase for 2026 from April, following a decision by the scheme in October to defer these for

What does it really mean to be a patient investor?
Having managed money together for decades we have lost count of the number of times we convinced ourselves of being sensible when, in truth, we were just uneasy. We have

SARS sharpens its focus on South Africa’s High-Wealth Individuals
High-Wealth Individuals (HWIs), defined by the South African Revenue Service (SARS) as individuals with gross assets of R75 million or more, play a significant role in South Africa’s tax base.

From side hustles to smart stocks: How young South Africans can run the modern stockmarket
There are few generations who understand the power of the side hustle more than today’s youth. But there’s also no generation that values investment as the ultimate side hustle quite