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Investor insights in a world of risk and opportunities
The gold price reached 45 new all-time highs during 2025, and the 65% price gain in the year dwarfed anything experienced in the 2000s bull market. In the modern era

Business Economy Budget 2026 | 7 key take-aways from Godongwana’s speech
Finance Minister Enoch Godongwana delivered the 2026 Budget on Wednesday, February 26. The 2026 Budget signals a turning point in fiscal stability. Debt is stabilising, no broad tax hikes were introduced, and

Good news about salaries in 2026 – with tax relief on the cards
The PayInet Net Salary Index rose in January, with PayInc optimistic about real wage increases for workers in South Africa. The index tracks the nominal net salaries of an estimated

Doing nothing is a decision – and it’s costing investors
Set and forget” portfolios are quietly eroding long-term returns. Multiple global studies show that the average investor consistently underperforms the market by 3-5 percentage points each year – not because

Get ready for a noisy year!
In 2026, rewards will come to those who are willing to rebalance boldly but thoughtfully; who diversify globally without abandoning local conviction; and who help clients embrace the entrepreneurial mindset

Protect your home: why 2026 demands smarter solutions for South African homeowners
South Africa is stepping into 2026 with a hint of economic relief, but for homeowners, the pressure is still very real. Interest rates may ease slightly, but rising living costs