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How geopolitical shocks test the art of investing
When global tensions flare, markets don’t ease into uncertainty, they lurch. February was a stark reminder of how quickly calm can fracture, and how fragile sentiment truly is. In moments

What to do after a car accident in South Africa
Discovery Insure has provided a breakdown of what South Africans should do after a car accident to help avoid insurance claim delays. Discovery Insure acknowledged that being in a car

Financial planning for beneficiaries and heirs
In South Africa, more than half of beneficiaries are reported to go broke a few months after claiming their inheritances or benefits left by their parents, or from their disability

Ramaphosa responds to Elon Musk’s issue with South Africa
President Cyril Ramaphosa said billionaire Elon Musk could use equity-equivalence programmes to meet South Africa’s racial-equity rules and roll out his Starlink internet service locally. The President pointed to US

Gold isn’t always a crisis hedge
Gold is often treated as the ultimate crisis hedge. Yet in practice it does not always behave that way. Earlier in my career I traded gold at the South African

Two-pot withdrawals reveal a bigger financial protection gap
The two-pot system is designed to give South Africans access to a limited lump sum from their retirement savings once a year, to help tide them over financial emergencies. It

Gen Z’s growing presence in the stock market reshapes investment trends
In past decades, the stock market was mainly the playground for people in their late adulthood. It was largely limited to affluent, high net worth individuals due to barriers imposed

The hidden business insurance risks of early-year cash-flow pressure
The first quarter of the year is often one of the most financially challenging periods for South African businesses. After absorbing year-end expenses, navigating delayed customer payments and contending with

2026 medical aid contribution increases: DHMS vs the rest
Increases across more than 80 plans compared … Discovery Health Medical Scheme (DHMS) contributions will increase for 2026 from April, following a decision by the scheme in October to defer these for

What does it really mean to be a patient investor?
Having managed money together for decades we have lost count of the number of times we convinced ourselves of being sensible when, in truth, we were just uneasy. We have

SARS sharpens its focus on South Africa’s High-Wealth Individuals
High-Wealth Individuals (HWIs), defined by the South African Revenue Service (SARS) as individuals with gross assets of R75 million or more, play a significant role in South Africa’s tax base.

From side hustles to smart stocks: How young South Africans can run the modern stockmarket
There are few generations who understand the power of the side hustle more than today’s youth. But there’s also no generation that values investment as the ultimate side hustle quite