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Articles

The dividend you can hang on a wall: Art, passion and the illusion of easy returns
The art we have collected over the years have enriched our lives immeasurably. Not all of them, however, have proved to be good investments. That tension lies at the heart

The great living annuity balancing act: Income today versus security tomorrow
So, you’re fortunate enough to be one of the small percentage of South Africans to end your career with a decent retirement nest egg. Your worries are over, right? You can spend

Diversification remains key when you can’t see what’s around the corner
As we settle into the second half of 2026, global market returns continue to be driven by themes pulling markets in different directions. There has been an almost unprecedented combination

Why gap cover has become a non-negotiable conversation for advisers
Medical aid is essential for accessing private healthcare in South Africa, but it does not always cover the full cost of treatment. Shortfalls related to specialist fees, co-payments, and sub-limits,

South Africans drowning in debt as cost-of-living crisis deepens
More than half now spend over 40% of their take-home pay servicing debt. South Africans are using an increasingly larger share of their take-home pay to service debt, and a

From forecasts to probabilities: Why being ‘right’ matters less than being prepared
Investors have long accepted that markets are uncertain. What is becoming increasingly clear, however, is that uncertainty itself is changing – and with it, the way portfolios need to be

Surviving illness shouldn’t mean financial ruin
Why is critical illness and disability cover so important, and how can advisers best communicate this with their clients? For many South Africans, the greatest financial risk is not death

Reimagining retirement: It’s not the return you earn, it’s the return you need
Retirement income planning has long been framed as a question of returns. What investment strategy should you follow? How much risk should you take? Which funds should you select? But

Important points to note before changing medical aids
With rising living costs, growing health needs and increased pressure on household budgets, many South Africans are reassessing whether their current medical aid still meets their expectations. But switching schemes

South African-born titan becomes the world’s first trillionaire
Few business leaders have been as deeply embedded in popular culture as Elon Musk, the ambitious entrepreneur who has become a central figure in internet culture and amassed a fortune

SA’s fuel price forecast for June
South African petrol prices are set to rise in June, with diesel expected to become significantly cheaper, according to the latest Central Energy Fund (CEF) data. The daily snapshot shows

Building resilient short-term insurance portfolios
South African households are navigating one of the most challenging short-term insurance environments in decades. Climate volatility, rising claims costs, inflationary pressure and tightening household budgets have converged to create