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The gold price reached 45 new all-time highs during 2025, and the 65% price gain in the year dwarfed anything experienced in the 2000s bull market. In the modern era

Business Economy Budget 2026 | 7 key take-aways from Godongwana’s speech
Finance Minister Enoch Godongwana delivered the 2026 Budget on Wednesday, February 26. The 2026 Budget signals a turning point in fiscal stability. Debt is stabilising, no broad tax hikes were introduced, and

Good news about salaries in 2026 – with tax relief on the cards
The PayInet Net Salary Index rose in January, with PayInc optimistic about real wage increases for workers in South Africa. The index tracks the nominal net salaries of an estimated

Doing nothing is a decision – and it’s costing investors
Set and forget” portfolios are quietly eroding long-term returns. Multiple global studies show that the average investor consistently underperforms the market by 3-5 percentage points each year – not because

Get ready for a noisy year!
In 2026, rewards will come to those who are willing to rebalance boldly but thoughtfully; who diversify globally without abandoning local conviction; and who help clients embrace the entrepreneurial mindset

Protect your home: why 2026 demands smarter solutions for South African homeowners
South Africa is stepping into 2026 with a hint of economic relief, but for homeowners, the pressure is still very real. Interest rates may ease slightly, but rising living costs

The making of SA’s medical aid crisis
As of this month, South African medical aid scheme contributions have increased by between 6–9% – nearly triple the Council for Medical Schemes’ recommended 3.3% guideline. While lower than last

Another turn for interest rate expectations in South Africa this week
Markets are pricing in a higher chance of an interest cut this week, though consensus is still tilted toward a hold. According to Investec Chief Economist Annabel Bishop, markets are

Making Sense of Market Predictions: What Actually Matters for 2026
Every year, a small cadre of investors truly excel at anticipating the future. They combine deep experience, world-class research, and intellectual humility in a way that occasionally allows them to
How much you’ll save on your bond after the latest interest rate cut
The South African Reserve Bank (SARB) has reduced the repo rate by 25 basis points, which provides some additional financial relief for homeowners and prospective buyers. This decision, announced after
5 trends transforming retirement planning in 2026
For decades, retirement was a single moment. You worked, you stopped, and life after 60 followed a predictable script. That script is changing fast. Global population trends, new career patterns,
Top insurance tips this festive season
Cape Town – According to reports, crime rates on average increase by an estimated 20% to 30% during December and January. House break-ins also spike, with some data showing as much