Young South Africans are increasingly dropping out of medical aid schemes, putting serious financial pressure on the remaining members and threatening the long-term sustainability of private healthcare in the country.

Tax-free investments are most effective when viewed not as short-term savings vehicles, but as intentional, long-term components of a well-structured financial plan. Their true strength lies in time, consistency and

While retirement seems far away, South Africa’s largest asset manager, Ninety One, has warned that a minuscule number of South Africans are prepared for retirement. Widely cited research from the National

When markets are rising, cash feels like a mistake. When they fall, it feels like foresight. The question is whether you have the discipline to hold it before you need

For centuries, humans have grappled with mortality and the fears it brings. We have spent just as long seeking ways to mitigate this risk and prolong life. This quest has

When global tensions flare, markets don’t ease into uncertainty, they lurch. February was a stark reminder of how quickly calm can fracture, and how fragile sentiment truly is. In moments

Discovery Insure has provided a breakdown of what South Africans should do after a car accident to help avoid insurance claim delays. Discovery Insure acknowledged that being in a car

In South Africa, more than half of beneficiaries are reported to go broke a few months after claiming their inheritances or benefits left by their parents, or from their disability

President Cyril Ramaphosa said billionaire Elon Musk could use equity-equivalence programmes to meet South Africa’s racial-equity rules and roll out his Starlink internet service locally. The President pointed to US

Gold is often treated as the ultimate crisis hedge. Yet in practice it does not always behave that way. Earlier in my career I traded gold at the South African

The two-pot system is designed to give South Africans access to a limited lump sum from their retirement savings once a year, to help tide them over financial emergencies. It

In past decades, the stock market was mainly the playground for people in their late adulthood. It was largely limited to affluent, high net worth individuals due to barriers imposed