wealth redefined.TM
Articles

Your goals matter – find out how they help shape your investments
What are investments and what can they do for me on my journey to financial confidence? Sherwin Govender, Business Development Manager at Glacier by Sanlam, offers some answers, by looking at the

Rethinking retirement income strategies in a shifting economy
Retirement planning isn’t a one-size-fits-all process. With the economy consistently changing and interest rates (and markets) fluctuating, financial advisers are challenged to design income strategies that provide clients with stability

Guiding clients through a values-based medical aid switch in 2025
As a financial adviser, you’re already familiar with the technicalities of switching medical aids or medical aid plans – from waiting periods and underwriting to contribution structures and benefits. But

Tax Season: Don’t be that person
This year’s tax filing season officially kicks off in July, with auto assessments running from 7 – 20 July 2025. When it comes to tax season, there are three types

Why traditional income protection falls short for critical illnesses
Cancer was among the top three reasons for income protection claims across all age groups in 2023, according to the Bidvest Life Claims Report¹. And this is not a short-term trend.

How much you will save on your bond after the latest interest rate cut in South Africa
The South African Reserve Bank (SARB) has reduced the repo rate by 25 basis points, which provides some additional financial relief for homeowners and prospective buyers. This decision, announced after

The rising risks of insuring fake luxury goods
The recent global uproar over claims that some luxury handbags – including the coveted Birkin – may be manufactured in China has reignited an age-old debate: what truly defines luxury

South Africans face currency shock as rand stays stagnant against US dollar
South Africans who expected to score massively from the fact that the greenback has lost 10% against every other major currency this year are set for a sore surprise because

Two-pot payouts surge to R57bn, with 4m withdrawals
While R15bn has been collected in taxes. South African retirement fund members have withdrawn nearly R57 billion from their savings since the implementation of the two-pot retirement system in September

Big retirement ‘gift’ for South African expats
South Africa’s new two-pot retirement system gives expats immediate access to their retirement funds—sidestepping the three-year lock-in rule—and many are taking advantage of this little boon. According to experts at

Why unit trusts still make sense for SA investors
South Africa’s unit trust industry is experiencing notable shifts driven by regulatory updates, changing investor preferences, and a dynamic economic landscape. MoneyMarketing asked Jade Houreld, Global Business Development Manager, and Mandi Ngqoza, Head

Majority of two-pot withdrawals in the new tax year are repeat withdrawals
Many of the retirement fund members who requested withdrawals from their savings pots in March and April 2025, the first two months of the new tax year, were dipping into